Federal Perkins Loans

Repaying your loan

You’ll begin repaying your loan nine months after you graduate or drop below half-time status. First, you’ll be asked to complete exit counseling, which will provide you with information on repaying your loan. We’ll send you email to notify you when it’s time for you to go through exit counseling.

Note that because the Federal Perkins Loan is a subsidized loan, the federal government pays any interest charges on your loan while you’re enrolled at least half time.

Learn more about repaying your loan