Federal Direct Graduate PLUS Loans

Repaying your loan

While interest charges begin to accrue as soon as you receive your loan, you don’t have to start repaying a Federal Direct Graduate PLUS Loan until up to six months after you graduate or drop below half-time status. You’ll be asked to complete exit counseling, which will provide you with information on repaying your loan. We’ll send you an email to notify you when it’s time for you to go through exit counseling.

Learn more about repaying your loan